Renewing
You pay the Prevailing Quota Premium (PQP) set by LTA and keep the car for another 5 or 10 years. This can suit a car that is in good condition and does what you need.
Edwin Garage · Ang Mo Kio
COE Renewal Loan in Singapore: Renew Your COE with Edwin Garage
COE prices are rising, so renewing your COE and keeping a car you know can make sense. Ask us about COE renewal financing options: choose from bank or in-house financing, and we'll help with the steps.
Financing is subject to the lender's assessment and terms.
COE renewal offer
FREE pre-renewal check (worth $80)
Take your COE renewal loan with Edwin Garage and we'll check your car for free before you commit to keeping it, so you know what it may need for the years ahead.
The free check (worth $80) applies only when you take your COE renewal loan with Edwin Garage. Financing is subject to the lender's assessment and terms.
Why renew your COE now?
COE prices have been rising, so replacing a car costs more than it used to. When your COE is close to expiring, you have a choice: renew it and keep driving the same car, or scrap (deregister) the car and buy another one.
Scrapping
The car is deregistered and taken off the road. Depending on the car, you may get some money back; check the official figures for your car before you decide.
Official COE renewal rules and the current PQP are published by LTA on OneMotoring. We don't quote figures here because they change.
How the COE renewal loan works
WhatsApp us
Message us on 9785 6612 to ask about a COE renewal loan.
Tell us your car
Send your plate number and car model.
We check your options
Choose from bank or in-house financing, and we explain the options for your car.
Paperwork
We guide you through the documents needed for your application.
Renew
Renew your COE and keep driving, after the pre-renewal check.
Financing is subject to the lender's assessment and terms.
What to bring
- Your NRIC
- Your vehicle log card or registration details
- Your car's current COE expiry date
This is a general guide. We'll confirm exactly what is needed for your case on WhatsApp.
Check your car before you renew
If you are keeping a car for another 5 or 10 years, have it checked first. A pre-renewal check at our Ang Mo Kio workshop shows what the car may need, so you can plan servicing or repairs with no surprises. You can also book car servicing and repair at the same time; servicing starts from $128 for Japanese and Korean cars and from $148 for Continental cars, including parts, labour and GST, with the final price confirmed before any work starts.
COE renewal offer
Renewing your COE? Get a FREE pre-renewal check (worth $80)
Choose from bank or in-house financing for your COE renewal. When you take your COE renewal loan with Edwin Garage, the pre-renewal check is free.
Free only with a COE renewal loan taken with Edwin Garage. Financing is subject to the lender's assessment and terms.
Frequently asked questions
Should I renew my COE or scrap my car?
It depends on your car's condition, how much you use it and what a replacement would cost you. Renewing lets you keep a car you know; scrapping (deregistering) takes it off the road. A pre-renewal check shows what the car may need before you decide, and you can compare the official figures for your car on LTA's OneMotoring.
Should I renew for 5 years or 10 years?
Under LTA's rules you can renew a car's COE for 5 or 10 years. A 5-year renewal cannot be renewed again, so the car must be deregistered when it ends. A 10-year renewal can be renewed again later. Both pay the Prevailing Quota Premium (PQP) set by LTA. If you plan to keep the car long term and it is in good condition, 10 years may suit you; if you only need it for a few more years, 5 years may be enough.
Can I choose a bank loan or an in-house loan?
Yes. You can choose from bank or in-house financing for your COE renewal. WhatsApp us for a quote and we'll go through the options for your car. Financing is subject to the lender's assessment and terms.
What does the COE renewal loan cover?
It is financing to help you pay for renewing your car's COE. Tell us your plate number and model on WhatsApp and we'll explain what your option covers before you decide. Financing is subject to the lender's assessment and terms.
What is the free pre-renewal check?
It is a check of your car at our Ang Mo Kio workshop before you renew, normally worth $80, so you know about any work the car may need for the years ahead. It is free only when you take your COE renewal loan with Edwin Garage.
What should I prepare?
Usually your NRIC, your vehicle log card or registration details, and your car's current COE expiry date. We'll confirm exactly what is needed for your case on WhatsApp.
Can I service my car at the same time?
Yes. Many owners combine the renewal with servicing or repairs found in the pre-renewal check. Car servicing starts from $128 for Japanese and Korean cars and from $148 for Continental cars, including parts, labour and GST, and the final price is confirmed before any work starts.
How do I start?
WhatsApp us on 9785 6612 with your plate number and car model. We'll check your options and explain the next steps.
Renewing your COE?
WhatsApp us on 9785 6612 with your plate number and model. Choose from bank or in-house financing, plus a free pre-renewal check (worth $80) when you take your COE renewal loan with Edwin Garage. Financing is subject to the lender's assessment and terms.